Property premiums are expected to continue to increase until 2023. Improving your fire and security systems are a great place to start. This can be done by installing a sprinkler and a central station alarm. In addition, increase your property deductibles. Usually, the higher your deductible, the lower the premium will be. Finally, update and/or renovate your property. This includes HVAC, plumbing, roofing, and wiring systems.