Habitational

It is common knowledge that the real estate industry has its ups and downs. The fact that the industry is unpredictable does not mean that your insurance coverage has to be the same. Planning for the future by planning for the unexpected is what differentiates whether a business will succeed in the long run or collapse under the pressures of the unforeseeable. At Worthy Insurance, our team of professionals can ensure that your REIT is properly covered while still complying with your company’s budgetary standards. Worthy Insurance will point out what real estate policies are imperative, which will help you sleep easier at night. Contact a Worthy Insurance representative today to partner with a brokerage that you can trust.

Like all businesses, hotels and motels are susceptible to costly lawsuits. With exposures ranging from an unauthorized guest, disgruntled employees or even food poisoning, it is imperative that every hotel/motel carry a comprehensive insurance package. Owning and operating an establishment as large as a hotel/motel comes with large investments and incurred expenses. It is important to protect your investments from potential losses as well as the actual property and business. There are many policies available and they can be difficult to navigate and distinguish the necessary from the redundant. At Worthy Insurance, we have a team of trained professionals who are eager to assist you in picking out the perfect hospitality insurance package. Ensure your hotel/motel’s future by investing in its protection with Worthy Insurance.

Insuring condo associations can get complicated as there needs to be a differentiation between the association, the condo owner and potential renters. Who is responsible for what coverage? Is the association over-insured or underinsured? Navigating all the different coverage options can get complicated and overwhelming, which is why Worthy Insurance is here to help. Our team of dedicated professionals are trained to find the perfect amount of coverage for your business and association. Worthy Insurance can assist you in making sure you and yours are completely covered without going overboard on additional coverages that are not your responsibility. Contact a Worthy Insurance representative today to find out where your gaps.

Apartment building owners understand that rental properties located in different areas of the city or state will have unique issues and liabilities. Picture a spacious apartment building located on a quiet, shady street in suburbia, as opposed to a property containing many units in the middle of the city with limited parking and security. While the basics of the property insurance package will always be the same, each property comes with unique needs that complement its location, history and tenants when it comes to insurance coverage. At Worthy Insurance, our team is dedicated to treating each property as an individual by understanding your business, the property and all its unique characteristics; our goal is to help you obtain the right insurance coverage for your property. Contact a Worthy Insurance representative today for more information on your personalized insurance package.

Many real estate insurance policies will specifically exclude coverage for vacant buildings that have been empty for over a certain amount of time. However, there is often a good reason for a building’s vacancy other than abandonment. Whether it’s a home whose owners have gone on an extended vacation, buildings under prolonged construction or other viable reasons, it is important to ensure that your building is protected under your insurance policy. Worthy Insurance can help you find coverage for your building’s unique situation and needs. Contact Worthy Insurance today to find out if your building is covered during vacancy.

Renters understand that location is key when purchasing the proper insurance coverage. A rented property in an upscale part of town will require different property coverages than a space rented in an urban or crowded area. While the basics of the insurance package will always be the same, each property comes with unique needs that complement its location, history and tenants when it comes to insurance coverage. At Worthy Insurance, our team is dedicated to treating each renter and property as an individual by understanding, the property and all its unique characteristics. Contact a Worthy Insurance representative today to ensure that you are receiving the appropriate comprehensive rental insurance package.