Healthcare

We know that owning and operating a skilled nursing facility takes a team of dedicated, hard-working professionals—and we believe that insurance specialists should mirror that commitment. The insurance needs of skilled nursing facilities are extensive and often complicated, and we will create a comprehensive plan for you, ensuring that your team of physicians, nurses, and therapists can focus on what really matters: the residents.

For your organization to effectively treat and care for in-home clients, you, your staff, your clients, and your property need to be protected with insurance coverage specifically molded to your needs. We will work to ensure that your organization complies with all state laws and carefully assess any risks facing your business.

We have helped eight out of every ten assisted living facilities we work with to place all of their insurance coverage, including general liability, professional liability, property, employment practices liability, data breach, and more. We will help you find the most comprehensive and cost-efficient insurance program for your facility.

Due to the sensitive nature of the business, the insurance needs of a hospice facility are extremely specialized. Our team of insurance specialists will create a plan to meet these needs, allowing your staff to operate calmly, competently, and effectively, backed up by extensive protections. We make sure you are always in compliance with state laws regarding hospice insurance and will carefully assess any risks you face.

Medical billing companies are charged with a myriad of highly sensitive responsibilities, from handling medical records and keeping up relationships with insurance companies to patient billing and much more. These delicate responsibilities need the best detailed coverage, and we help protect medical billing companies in the event of a data breach or other confidentiality crisis.

It is crucial for independent living facilities to have proper comprehensive caregiver insurance coverage in order to run a safe facility. We help protect Independent Living facilities by developing insurance packages that offer protection from both broad risks, such as property damage, to specialized risks, such as information security and liability coverage. Ensure your facility is protected before a claim occurs to minimize exposure, cost, and loss.

Some of the costliest claims in the healthcare industry stem from adult day care facilities. We offer comprehensive commercial insurance packages tailored to the unique demands of your facility. Whether your adult day care is for-profit or you are operating a nonprofit adult day care, we can put together the ideal risk management and insurance program for you.

Durable and home medical equipment companies are versatile businesses, and having the right insurance in place is crucial to your long-term success. We will draft an insurance plan for your DME/HME that’ll allow you to continue to provide the quality medical equipment and facilities that your patients have come to rely on.

Whether a patient is in the emergency room or unable to leave their home, portable X-ray machines are vital, important tools for providing exceptional healthcare. In the rare event that a machine malfunctions, it is imperative that companies have the best insurance coverage to protect their business. We will work to ensure that the machine manufacturer, its distributor, and the facility all have the necessary insurance coverage in case a claim is brought against the company operating the machine or listed as a co-defendant in a liability claim.

Dialysis centers provide a crucial and valued service for those who require dialysis but prefer to stay out of the hospital. However, these centers also put companies at risk to a variety of exposures, so to run a safe and effective facility, comprehensive medical insurance coverage must be in place. We will help to close gaps in your coverage and minimize exposure, cost, and loss.

Surgical centers are facilities where patients can conveniently receive medical attention in a timely manner. However, any facility offering surgery is at risk and susceptible to malpractice, liability, and other types of lawsuits. We will work to protect your business and your employees, reducing your exposure for loss, so you can continue to provide high-quality care in one convenient place.

Rehabilitation centers help clients and patients recover from addiction, injury, or other health-related conditions, and because the clientele of rehabilitation centers are in transitioning levels of health, there are often costly claims that accompany these facilities. We are experienced in protecting rehabilitation centers in the event of a claim by a patient, family member, or staff member—enabling you to run your center effectively and securely.

Urgent care clinics assist patients with immediate medical issues. Because of the specialized, technical nature of this care, businesses must have the most comprehensive insurance policy possible to guard against claims, particularly malpractice. We will create a comprehensive policy for you, so you can confidently help patients with their critical medical concerns.

Medical equipment can carry bacteria, unwanted diseases, and other hazardous materials, which requires experienced haulers to pick up and dispose of all medical waste. Businesses that perform this essential service are liable to a number of claims, including workers becoming ill due to mismanagement of waste, careless acts during pickup and disposal, and more. Because of these claims and others, medical waste haulers need comprehensive hazard insurance to remain successful.

While ambulance services are vital for patients to receive medical attention in a timely manner, they and the EMTs responsible for care are susceptible to multiple types of lawsuits, including prolonged suffering, slow service, or malpractice. We will help you understand the extent of risk and design an insurance package to best protect your ambulance service and EMTs.

Chiropractors work to find the root cause of a patient’s pain and then recommend subsequent treatment, which can be done through a range of procedures. Because of the sensitive natures of these diagnoses, chiropractic services needs the proper insurance coverage in place in the event a diagnosis gets overlooked, or a patient ultimately sues the clinic or hospital. We’ll help you get the proper injury claims insurance for your business in place, so running your practice becomes a much simpler, more profitable process.

Because of the breadth of personal services offered by medical spas, these businesses require a comprehensive insurance package to remain safely in operation. We are familiar with the risks associated with the medical spa industry, and will help to draft comprehensive coverage for you, including but not limited to cybersecurity, professional liability, and insurance coverage for facility, staff, clients, upper management, property, equipment, and more.

Medical laboratories provide a place for technicians to find answers, develop cures, and, ultimately, save lives. Results of lab work sent to medical labs are of extreme significance and sensitivity to both doctor and patient; thus, these labs are extremely vulnerable to lawsuits in the event that something goes wrong, such as a misdiagnosis or an overlooked disease. We will craft the appropriate insurance plan for your lab, helping you to avoid costly lawsuits and settlements.

Pharmacies are a crucial service in maintaining public health. Because of the detailed duties legally required by a pharmacist, pharmacies are exposed to a variety of lawsuits, including malpractice suits. We’ll design an insurance plan that will keep your pharmacy—and your pharmacists—completely covered.

Sleep clinics help to improve the lives of patients suffering from common sleep disorders, such as sleep apnea and narcolepsy, among others. The technologies needed to perform tests in sleep clinics are costly and delicate, and the results of these tests can greatly impact patients’ lives, so it is crucial that each sleep clinic is covered by comprehensive insurance to avoid lawsuits and settlements. We can provide a plan that completely covers your clinic and allows you to continue providing this vital service.

Medical staffing agencies are essential to the hiring process for many medical facilities and networks. And finding the right people for the right job is a tough task, so it is crucial that these agencies have the correct insurance coverage in case of damaged property, insufficient background checks, or discrimination lawsuits. We’ll help to build your staffing agency’s success by building a plan that guards against these and other claims.