Insurance Products, a Worthy solution
Whether you run a business or have personal insurance needs, we’re ready to build a customized portfolio for you. Our insurance solutions extend across a large scope of coverage types, ensuring that whatever your need, Worthy has you covered.
Often times required by state laws and statutes, and guarantee some details of a principal’s profession.
Businessowners Policy (BOP)
Specialized insurance policy that bundles property insurance and general liability insurance into a single, affordable policy.
Provides financial coverage for losses resulting from an auto accident involving a business-owned auto.
Protects business assets such as computers, equipment, furnishings, inventory, materials and more.
Protects businesses from employee dishonesty, forgery or alteration, theft of money and other assets, burglary, robbery and computer fraud.
Protects against the financial burden associated with data breach, costs which can often rise into the hundreds of thousands of dollars.
Directors and Officers
Businesses are protected from legal expenses accrued by the company’s leaders when defending themselves in court over business decisions made.
Employed lawyers insurance offers quality coverage designed to protect the legal professional in a corporate environment.
Employment Practices Liability
Coverage against claims made by employees alleging discrimination, wrongful termination, harassment, and other employment-related issues.
General environmental insurance will cover legal clean-up requirements, bodily injury, property damage, third-party claims, and legal expenses due to sudden, accidental, or gradual offenses.
Errors and Omissions / Professional Liability
The only protection a business can obtain when held accountable for mistakes made in a professional setting.
Acts as an extension of a regular umbrella policy by filling in any potential gaps in coverage by providing higher insurance limits than the primary liability policies.
Protects businesses from claims made against the policyholders for health and financial benefit plan abuse or misuse.
Protects a business’s possessions and property against flood damage as well as other environmental elements.
Provides additional protection in the event that a vehicle is damaged by theft, collision, vandalism, or fire.
General Liability Insurance
Protects businesses from lawsuits resulting from third-party injury and medical expenses, third-party property damage, product liability, libel, slander, defamation, and copyright infringement.
Hired and Non-owned
Covers employees driving their own cars, car rentals, or borrowed vehicles (registered to the policy) while conducting company business.
Protects businesses where property and employees regularly move, walk, or drive from location to location.
Offers protection from alcohol-related damages, injuries, and claims made against the establishment.
Protects businesses from costs associated with airborne contaminants and provides coverage for claims to pollution that causes harm to people or damages to property.
Protects you when an accident occurs and your auto, general, or other liability insurance has reached its limit.