Workers’ compensation is the crux of every comprehensive insurance plan. Accidents happen in all business environments; in the eventuality of injury or death, workers’ compensation insurance provides benefits to employees and their families. These benefits include covered medical expenses, lost wages, and more. If an accident (or perceived accident) occurs and the proper coverage is not in place, an employee may pursue a lawsuit against the employer, and workers’ compensation coverage not only minimizes the risk of a company being sued but also provides income and medical expense coverage for employees who are unable to perform their regular job duties.
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